What is Amex Delta Business and how does it work? Given my occupation as a corporate traveler, technology that optimizes the available time, effort, and resources has always been a resource I have sought. The Amex Delta Business card is also one of those rare cards that you don’t come across too often – it is more than just a credit card, it enables the user to accumulate points from any business expenditure incurred on a daily basis.
In this guide, I’ll take you through what the card is, how it works, and most importantly what you are looking for in a business travel card then look no further because this is it everything you will need and more for your business travel requirements.
Key Takeaways
- If you are a small business owner and a frequent flyer of Delta airlines, then the Amex Delta Business card will serve your purpose perfectly.
- Apart from accumulating SkyMiles, getting complimentary travel benefits, and availing tools for business purposes, the users can also benefit from this card in more ways.
- This business card can be utilized for transactions and the accumulated points can then be exchanged for air tickets, upgrade to a higher membership tier or even more said for services.
- This card is integrated to offer financial management, vast travel protection, and miscellaneous features and resources envisaged for businesses.
- The three variants – Gold, Platinum, and Reserve compete with one another in regard to domestic and overseas travel requirements.
What is the Amex Delta Business Card?
The Amex Delta Business Card was created in collaboration with American Express and Delta Airlines, and it is a business credit card. This card is aimed towards providing business-oriented features along with other travel rewards to Delta frequent flyers.
This card has been tailored for:
- Owners of small businesses who are Delta frequent fliers.
- Entrepreneurs willing to make the most out of their travel rewards.
- Business professionals who appreciate benefits such as free checked baggage and priority boarding.
This card is great as it facilitates business expenditures and helps with travel optimization as well, acting as a great money saver.
Key Features and Benefits of the Amex Delta Business Card
Earning Miles with the Amex Delta Business Card
Earning miles is quite easy with the Amex Delta Business card. Here is a way in which you can gain rewards:
- Delta Purchases: 2x miles are awarded for every dollar used to purchase products from Delta Airlines.
- Everyday Spending: One mile can be obtained on every other eligible transaction.
- Bonus Categories: U.S. purchases and advertising are some of the few extra categories where miles can be earned with higher tier cards.
Travel Perks for Cardholders
- Complimentary First Checked Bag: On round-trip flights with Delta, the first bag checked in can be free saving, up to $60.
- Priority Boarding: Have first access to the overhead bins and get to select the seat in advance.
- Delta Sky Club Access: This is offered to holders of the Platinum and the Reserve cards for a fee.
- Companion Certificates: Certificates for companions are given to some cardholders every year and are great for people who fly a lot and buy higher tier cards.
Business-Specific Features
- Expense Management Tools: Categorizing and keeping track of business expenses can be done easily.
- Employee Cards: Employees can also be made to have cards issued to them enabling the business to earn miles on their purchases.
- Annual Fee Tiers: Depending on the preferences one has, Gold, Platinum or Reserve versions can be obtained.
How Does the Amex Delta Business Card Work?
Earning Rewards with Your Business Spending
With this card, practicing routine business tasks earns you miles. The steps to using the card are as follows:
- Purchase Flights on Delta: As a reward a double rate of miles is earned when Delta Airflights or services are purchased.
- Spend on Business Needs: A purchase such as an ad or office supply qualifies and allows you to earn extra miles.
- Redeem Miles: Miles may also be used to get flights with Delta, sit in first-class cabins or book vacations.
Redeeming SkyMiles
Sky Miles repayment is multifaceted and easy to perform. Popular uses typically consist of:
- Making Delta Airlines and allied companies flight reservations.
- Transitioning to higher tiers.
- Making reservations for Delta vacations or purchasing resorts and car aeration with saved miles.
Breaking Down the Annual Fee
The types of Amex Delta Business card come in, each geared towards different customers:
- Gold: $99. Waived for the first year which is an added incentive. It’s a good card for moderate travelers.
- Platinum: $250. Ideal for people who travel often and want to enjoy a few more benefits from their credit card.
- Reserve: $550. Ideal for the people who use Delta all the time and want great benefits for being loyal.
Comparison of Amex Delta Business Card Tiers
| Feature | Gold Card | Platinum Card | Reserve Card |
|---|---|---|---|
| Annual Fee | $99 (waived 1st year) | $250 | $550 |
| Miles on Delta Purchases | 2x | 3x | 3x |
| Companion Certificate | None | Domestic Economy | First Class or Economy |
| Sky Club Access | None | Fee-based | Included |
Who Should Get the Amex Delta Business Card?
The Amex Delta Business card tends to favor a specific category of business owners and professionals, this is because the card has features that if used by these individuals it can be extremely beneficial. These are the people this card is best suited for:
1. Frequent Delta Flyers
In case you or your teams’ enterprise travel plans consist of delta recurrently then this card has the potential to improve your traveling experience drastically. There are various benefits accruing to purchasing Delta such as earning Sky Miles, free checked bags promotions, priority boarding, and owing to some levels of a certain card, being eligible for Delta Sky Club.
Be it flying frequently or having access to engineering hours, no fees for checking bags, and favored boarding; this card is suited for someone who travels boarding. Comfortable upgrades and not having to pay bag fees could really accumulate for those who are always on the go.
2. Business Owners Who Want to Consolidate Spending and Rewards
Spending in a business is very important and should be done in a professional manner. Amex Delta Business card greatly aids in this as it helps to merge your entire expenditure into one easy system.
Whether you are paying for your flights, printing office materials, or booking dinners with potential clients, all these purchases are eligible and add to your reward points.
This integration does not only simplify assessing business expenses but makes maintaining regular transactions turn into bonus travel points that can be used for business trips in the future.
3. Businesses That Require Travel Protections
Travel Plans can go unexpectedly south and they come with an element of unpredictability surrounding them. This entails that this card needs to be accompanied with travel protection plans which include the likes of trip delay insurance, baggage loss insurance as well as damage and car rental insurance. Such services make business trips not only easier but also give financial coverage during travels.
4. Companies with Frequent Team Travel
The Amex Delta Business Card employee card benefits can greatly assist companies that often require sending their employees on overseas business trips. The issuance of cards to your team that allows them to buy for the company and in exchange earn miles to the cardholders account.
You can limit spending on each employee’s card which helps monitor expenses. This enterprise feature encourages spending only for legitimate business purposes and allows the earning of additional rewards for team travel.
Example Scenario: Boosting Rewards with Team Travel
Picture yourself as a business owner with employees who often travel for conferences, client meetings or site visits. If you provide your employees with employee cards, then all their eligible expenses like airfare, food and accommodation bills purchased on behalf of the employee will accrue miles in your account.
After a certain period, the rewards accumulated can be used to get tickets, seat upgrades or cover other costs associated with travel and this will help in bringing down the overall cost incurred for business travel. Furthermore, expense management tools provided by the American Express ensure that you know your expenses clearly.
Pros and Cons of the Amex Delta Business Card
Pros
- Generous Travel Rewards: Earn travel miles on purchases with delta and other business spending with the card.
- Comprehensive Perks: Free checked bags, priority boarding, and access to the Sky Club (depending on the level of the card you hold).
- Business-Friendly Features: Employee cards and expense tracking.
Cons
- Annual Fees: More expensive for the Reserve card and annual fees are usually higher.
- Delta Focused: There are no benefits if you do not fly Delta often.
- Complex Reward System: If you don’t know how to optimize your SkyMiles rewards then this may not work for you.
Key Pros and Cons
| Pros | Cons |
| High-value Delta rewards | High annual fees |
| Travel perks (e.g., upgrades) | Limited for non-Delta users |
| Employee card benefits | Complex SkyMiles system |
Tips to Maximize Your Amex Delta Business Card
1- Use it for Delta Purchases
You can earn extra sky miles by making use of the card for Delta related expenses such as airline tickets, in flight purchases, seat upgrades among many others. Also, you get benefits such as free checked bags and priority boarding, which help you reduce cost and save time with each trip.
2- Leverage Employee Cards
Enable employee cards to increase spending and earn miles at a faster rate. Any purchase done by team members adds to the total spent and earned reward unlike through a batch of spent per team member on employee cards.
3- Track Expenses
Make sure that you are familiarized with Amex spending management. With Amex you get tools allowing for reports to track transactions, define spending categories and categorize them. Use of accounting software can get you unified oversight seamlessly and make tax preparations easy on the books.
4- Monitor Offers
Remain aware of Amex and Delta advertising offers to gain extra miles, purchase with discounts or a great number of other deals. Obtain the initial big welcome reward required to comply with the guidelines by spending the minimum required for the welcome offers or bonus. Besides discounts off your purchases, Amex offers can redeem the cost too in the form of discounts.
My Opinion
Amex is correct about the powerful business card. Flights for American Airlines flights come with zero baggage fee as well as earning millions which is appealing to frequent fliers. The Delta Amex business card continues bringing with it good perks and set styles because it turns regular business expenses into significant points for regular business owners.
With tools like expense monitoring as well as the ability to provide employees with their own specific cards, it makes it easy to manage finances. If optimizing travel expenses, gaining more perks, or managing your business expenditures this card will be a great options.
